The $950,000 Baby

BabyYou know how new parents all think their kids are priceless? It turns out there may be a price tag after all for that little bundle of joy.

Try $950,000 on for size!

A Canadian woman, who was six months pregnant, went to Hawaii for a vacation. They checked with their doctor and after he cleared it, they bought medical insurance that would cover her while she was in the states in addition to the insurance that they already had in Canada.

As luck would have it, Mom’s water breaks, and out comes the baby, 3 months early, while they are in Hawaii!

Here is where it get’s interesting.

Between the hospital and neonatal care, the bill was $950,000.

The couple, having not one but two insurance policies, thought they were all set.

They were not.

The US company agreed to pay $12,000 citing the pregnancy as a pre-existing condition?!? The Canadian insurance company agreed to pay $20,000.

The Canadian couple is on the hook for the remaining $918,000!

Moral of the story…if you are traveling out of the country check in with your insurance company to see what may and may not be covered.

 

2 Million Cribs Recalled

Baby's Crib + New Paint Job
Image by tofslie via Flickr

Parents, please take a look to see if you own a drop down side baby crib from the following companies:

  • Evenflo
  • Delta Enterprises Corp.
  • Child Craft
  • Jardine Enterprises
  • LaJobi
  • Million Dollar Baby
  • Simmons Juvenile Products Inc.

There is a recall out due to baby entrapment concerns.  With this recall, 9 million drop-side cribs have been recalled in the past five years. Drop-sides have been blamed in the deaths of at least 32 infants and toddlers since 2000. The cribs are suspected in another 14 infant fatalities during that time.

If you do have one of these cribs please contact the manufacturer.  They will provide you with a kit that will help immobilize the drop down side.

The Juvenile Products Manufacturers Association urges parents not to use cribs with loose or missing parts. It also says consumers should not use a crib that is older than 10 years as it may not be up to date on safety standards.

If you want to read more about this, these two websites have information:

Consumer Product Safety Commission: http://www.cpsc.gov

Juvenile Products Manufacturers Association: http://www.jpma.org

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